Academy Mortgage - Santa Cruz - Capitola

Dear Monica,

Thank you from all of us - from all of my family!
Thanks to your professionalism blended with so much love and a completely personal approach! You have really been our guardian angel in this process, and I thank God for YOU!

This has been quite a journey! I thank from the bottom of my heart You, wonderful Monica!

Soul hug,
Aleks & Nadine

Wonderful experience. Easiest loan process and approval I have ever gone through. Monica is extremely knowledgeable and a joy to work with.

Monica went above and beyond to make sure the process was smooth and hiccup-free for me. Working with her was a pleasure! Highly recommend her and the Academy Mortgage Team.

Smooth and easy closing with Monica Bowman. Out loan closed in less than 14 days. Communication was always great, Monica did everything promptly and professionally and is an absolutist to work with. I would recommend Monica to anyone!

Monica went above and beyond to walk the client, who was a first time buyers, through the process. We were able to make an offer with confidence to secure the property for our mutual client.

Monica and her team are at the top of their game. They helped me close a 21-day escrow with time to spare. I could not recommend Monica more highly, and this is not my first home purchase.

We have done multiple mortgages with Monica Bowman because we know we're in the best of hands with her. Her knowledge plus compassion is invaluable.

Monica was fantastic! She worked with me every step of the way to purchase our first home. I highly recommend!

Monica and her team were incredible to work with and with this combined effort they made the buyer and family very, very happy!

Working with Monica was a wonderful experience. She was so kind-hearted, knowledgable, generous with her time, and went above and beyond in helping me with my first time home purchase!

Monica is absolutely incredible to work with. She is professional and kind and always helpful. She really cares about her clients.

Monica was informative and helpful throughout the process. She worked tirelessly on our behalf. We definitely felt like she went above and beyond.

Monica Bowman is the best: thorough, detailed, patient, and super well-informed, she got us the best possible rates on our mortgage and insurance, was in communication with us throughout the process, and made it clear she was on our team always. I can't say enough good things about working with Monica.

Monica is the best! As a first time home buyer, she put me at ease and made the process seamless. Monica is brilliant, caring, and understanding. Everything a first home buyer could dream of.

Monica Bowman made our refinance pleasant and smooth. She's a great communicator, punctual, knowledgeable, efficient, professional, organized, friendly, patient, and flexible. She is always available for questions and is very easy to talk to. Monica will get you to the finish line.

Monica worked patiently with us for 2+ years to help us build our credit score and then execute our mortgage in double quick time.
She is extremely trustworthy and has a massive amount of knowledge and contacts to back up her exceptional moral and professional standards.

Monica was actively willing to advise us to go with a different mortgage provider that looked like was offering a better deal. The other lender could not fathom why Monica was contacting them - She wanted to ensure our best interests were being served and literally was willing to step away from any personal benefit after 2+ years of working with us.

Monica is a one-off, with a hard working dedicated team behind her. You will be very fortunate to have her working for you!

Monica is simply exceptional and amazing. She provided the best service we could have ever imagined, and more. We highly recommend her.

I highly recommend Academy Mortgage. I specifically worked with Monica Bowman and she was incredibly helpful and knowledgeable. Monica helped guide me in the process and was always available for my questions when I needed her. Her advice helped me make informed decisions and really enjoyed working with her

Monica never stopped working to get the best rate. Her level of dedication and professionalism is rare.

Monica's and Nika's levels of competency, experience, efficiency, and tenacity to get me the best possible loan are beyond compare. They both work from the heart and offer amazing customer service. I highly recommend them.