Blue Water Credit, Roseville CA

I used Blue Water a number of years ago. I have nothing bad to say at all. From the person answering the phone to "Yana" helping me see there was a light at the end of the tunnel. She answered all my questions. She was direct, professional and respectful. She was very informative with ever little detail. After speaking to her, I never felt that I did not understand what was going on or what the next step in the process was. In the end she was correct with how everything unfolded.
I would definitely recommend these guys to anyone.

Great company! Signed up with them this year and was able to buy a car for the first time comfortably. Thank you Yana and team.

I would like to see thank you to Carmen, who helped remove all the negative student loans off my credit, which was affecting me my experience with Bluewater credit, rate it will be 10 out of 10. However, I would definitely recommend anyone to use Bluewater credit again thank you again Carmen for everything.

Top notch credit repair company. Over satisfied the communication level was above and beyond. Ger Yang I appreciate the caliber of your excellence in providing detail services. Thank you and God bless

Ger Yang, Case Manager at Blue Water Credit is "AWESOME! " I spoke to Ger on Tuesday morning, August 29,2023 about a 20 to 25 year old past due amount of $21.18 that a company says that I owe now and I wasn't even aware of this pas due amount until a month ago when the company started sending me letters telling me that I owe the $21.18. Ger is professional, positive, caring, understanding, honest, patient, very knowledgeable about credit and past due bill situations like my situation. Ger is a very good communicator and explains things clearly so that I understood what he was talking about. Ger Yang suggested a couple of strategies to use to try to get this matter resolved and I agreed with his strategies and asked him to pursue the two strategies that he suggested to try to get this matter resolved as quickly as possible. Ger assured me that he would take the necessary steps to implement the two strategies he suggested right away after we ended our telephone conversation!
I highly recommend Ger Yang and Blue Water Credit to anyone who wants to improve their credit score, get negative items removed from their credit history, repair their credit, etc because you won't be disappointed! Ger Yang will do an "AWESOME and thorough" job for you!
Ger Yang deserves a rating of 10+ stars for being the "AWESOME" individual that he is!
Sincerely,
Del B.

Have worked with Blue Water Credit twice now and each time they were incredibly helpful. The team is knowledgeable and makes the entire process as stress free as possible. Melanie and Ger were wonderful to work with.

WOW! Credit score skyrocketing thanks to Sarah Perkins and Ger Yang. They have helped me increase my credit score by more than 40 points in 2 months! I have barely done anything at all. Blue Water Credit acts like you’re their only customer - they always have time for you, even if the questions are silly. Both Ger and Sarah have pointed me in the right direction when I felt so lost and things were so dark in life. Thank you so much for making me feel important and taking down the big guys for me!

This place is amazing! I had a free consultation today and my case specialist was understanding, compassionate, affirming, knowledgeable and positive. Also, shout out to Brianna for always reaching out in a non-pushy, kind way-I was able to get a free credit consultation and get advice that helped me and my family. Highly recommend you reach out if you need a 2nd (or 3rd pair) of nonjudgemental objective eyes on your credit history and honest recommendations on next steps based upon your specific needs and goals! Try them out!

Back in 2018 I wanted to start to secure a home but couldn't due to lack of credit history and poor credit. Friend I trust completely with no ties to this biz heard about BWC. So I contacted them. Yana with BWC helped me with Debt that was mine and wasn't. Plus getting paid debt to creditors off report. 3/7/2019 I bought a home and now in May of 2023 I have been approved for my 2nd home loan and turning current home into rental. I have sent multiple people their way. See what they can do for you. It's honestly a service/help I didn't know I needed till I got it. My only regret is not giving them a review sooner.

Ger is very professional, patient and respectful he took the time to research everything about my personal credit situation. Thank you so much!

This is a great company to do business with and they helped me clean up my credit which I am very grateful, and it was done in a way that helped save me lot of money. Ger Yang was especially helpful, answered my texts, calls, and emails anytime I reached out to him. Just all around great service.

I had a great experience with this company! They’re not like other credit companies just trying to steal your money. They teach you about good credit habits/rules/tricks while working on your credit in the backend. I even got money back from a settlement they facilitated along with removing several old late payments. Thank you all so much! & a special thanks to Ger! Would 100% recommend them to anybody.

I greatly appreciated working with you (Blue Water)! The team have incredible organizational skills that made the entire process run so smoothly to fix my credit and my credit score increased and am able to do everything.
I would highly recorded this company if you want get a credit fixed. Yana Whaley, You are the STAR!

My experience was phenomenal. Ger was fantastic. I can't believe how much my credit score increased from start to finish. My increase was at least 70-80 points. I went from having essentially bad credit to having good credit. I would recommend this company to anyone. Everything about this process from start to finish was positive, informative, expedient, and worth every dime.

Ger Yang did an excellent job in helping me repair accounts, which allowed me to increase my credit over 110 points in a 4 month timeframe. Ger was extremely professional, friendly, knowledgeable, informative, and always answered all of my questions. I highly recommend Blue Water Credit to anyone that wants to improve their credit profile.

Ger Yang was referred to me by a lender that cared enough to help me repair my credit. Ger thoughtfully explained this process and was able to help with creditors that I would never have had a chance to approach. I have been able to refinance my home after 6 months, solely to the continual support of Ger. His direction, kindness and compassion through all the process continues to still be offered. Thank you again, Ger.

These people, Yana Whaley specifically, changed my outlook on life with their work. If you’re trying to truly set yourself up for a better future & fix your credit, these are the people to reach out to. I truly feel indebted to them for helping me with my debt & will be returning for their services for the next big life goals I have like buying a home.

I’m thankful to have a chance to work with Blue water credit! Ger yang has been my consultant or point of contact. He has been so helpful and beneficial to me and my fiancée. He worked really hard with getting things removed off of my credit. It took about 6 months and I was done now I’m in the process of purchasing my first home! Ger is amazing and I recommend him to anyone who is serious about cleaning up their credit and moving forward because he’s gonna get the job done!
Thanks so much Ger and blue water credit