Chris Granger - Mortgage Broker - Xpert Home Lending, Alameda CA

Looking for a mortgage? Highly recommend using Chris! Chris was amazing to work with and was so helpful in what can be a very challenging and daunting process of buying a home. I would highly recommend using Chris!

Couldn't have asked for a smoother mortgage process than working with Chris. He walks you through each step and is available to answer any questions that come up along the way. Would highly recommend him!

Our home buying process was extremely smooth and fast working with Chris!

We looked all around the bay area and Chris was extremely knowledgeable about the subtle cost differences for each location of the bay area.

Additionally throughout our home buying process Chris maintained data for us to analyze different home buying scenarios. He made it easily accessible for us to check and update independently so we could make a sound purchase when the time came.

Working with Chris gave our family the confidence to complete a purchase in San Francisco, one of the toughest real estate markets. So I whole heartily recommend Chris! He is doing phenomenal things for home buyers at Xpert Home Lending.

Bay Equity is an outstanding financial institution that I had the pleasure of working with recently. Under the accomplished leadership of branch manager Chris Granger, the team at Bay Equity displayed an unwavering commitment to assisting me in obtaining a loan, despite numerous obstacles that arose throughout the process.

I was highly impressed with the perseverance and diligence of Chris Granger in particular. His professionalism and expertise were evident in every interaction I had with him. He went above and beyond to keep me informed and ensure that everything was taken care of in a timely and efficient manner. Despite the many challenges we faced, Chris remained calm and determined, always finding a way to overcome any obstacles that were thrown our way.

Overall, I cannot recommend Bay Equity and Chris Granger enough. Their dedication to customer service and their willingness to go the extra mile is truly remarkable. I wouldn't hesitate to work with them again in the future, and I encourage anyone in need of financial assistance to consider Bay Equity for their lending needs. Thank you for your excellent service!

Chris and his team were fantastic to work with. He was very accessible and very straightforward with the entire homebuying process. He had no problem explaining everything to us, and made sure we understood what was happening throughout our time working with him. We highly recommend using Chris and his team for any homebuying assistance.

Chris was the easily the most efficient and effective person during our home-buying experience. He's a super friendly guy and kept us updated on what was happening during the process and why. He worked through a unique issue with the property we purchased and helped provide information that worked everything out in our favor. Chris is laid back, knows his stuff, and working with him went smoothly. Now, we get to enjoy our new home and Chris definitely helped make that happen.

Chris was fantastic throughout our entire home-buying journey. He explained everything patiently and clearly, so we felt we actually understood each step of the way. He was extremely communicative, which made the whole process much less stressful that it normally is. And he managed to close on our home *very* quickly. I'd recommend him and his team unreservedly.

Chris has a warmth and energy that really help combat the stressful process of preparing to buy a home. He is so knowledgeable - and more importantly, so willing to share that expertise and educate buyers about every step of the process. We were so grateful to have him in our corner!

I have been talking with Chris over almost two years since I started looking. At the time, I was working with another lender and I had number of unanswered questions. Chris created a spreadsheet (which he uses with all his clients) and spent couple of hours walking me through what loan is all about, details of the process, impact on taxes, growth of property through various scenarios, etc. He basically made me an expert in mortgage loan before any commitments from me. After my offer got accepted recently, not only his engagement got more, he was responding to text messages at night time. With great enthusiasm and without any hesitations I recommend Chris to anyone looking for a competent, available, and supportive lender. He changed my mind about the industry!

My wife and I are first time home buyers, and we would absolutely recommend working with Chris. Chris spent a great deal of time with us so that we could understand the best loan configurations to get us the best possible rate. He is very knowledgable and was able to help me maximize my benefit situation so that we were best prepared for our new home.

Chris was always a text message away and I was able to call him whenever I needed to make sure all our ducks were in a row and that we were on track to buy our new home as quickly as possible with out any pain.

I highly recommended working with Chris!

The folks @ Bay Equities were great to work with on my mortgage. They provided counseling along the way and got me the best possible rate they could find. I would highly recommend them, especially Chris Granger, who worked with me personally on my approval process.

Chris and his team have saved me from a total nightmare - I used a lender who couldn't close the loan for over a month and kept missing key deadlines. Chris was recommended by my agent and his team was able to close the loan in two weeks! I also really like Chris followed through the case from the beginning to end. Sometimes when a case went into contract, the loan officer became less hand-on and not as responsive, not with Chris. He kept me updated on each milestone and reminded me next steps ahead of time, so I could get prepared. I couldn't ask for a better lender and loan officer. Thanks, Chris and team Bay Equity!

We were absolutely blown away by the level of professionalism and service we received from Chris and his team! From the very first call ALL the way through the funding and closing the loan for our first home, we knew we were in great hands. It all started with the worksheet- helping us understand different loan scenarios and helping us know exactly what we were working with budget-wise. We cannot express how pleased we are with the service they provided and would highly recommend them to all of our friends and family who are in the market for a mortgage lender! Their expertise and commitment to customer satisfaction was simply unparalleled.

Thanks for everything, Chris!

As first time buyers, we would absolutely recommend Chris and his team. Chris spend a significant amount of time with us to fully assess our situation and share his advice. He is very knowledgable and walked us through every detail of an extensive spreadsheet, customized to our situation. This meant we could adjust parameters and have much more visibility into our situation both now and in the future.

Chris and his team were incredibly responsive via phone/text, and even managed to accelerate our already 21-day (!) close to accommodate an international trip for our wedding. Bay Equity really cared about us, and pulled out all the stops to make it work. You won't find this amount of service and support from another bank or institutional lender. We will be recommending Bay Equity to our close friends in the Bay Area.

My partner and I were recommended to Chris at Bay Equity Home Loans and we are so happy that we were connected with him and his team! We were first time homebuyers and a bit overwhelmed with all the lender language and Chris was there to answer every question we had throughout each step of our process.

Chris was able to pull off a 25-day close and help us secure the lowest possible interest rate at a time where mortgage interest rates were skyrocketing! So happy with the service we were offered and how diligent the team was to get us our keys!