GEM Mortgage, Stockton CA

They are a very professional team in their work, everything was very clear to me from the beginning, so I highly recommend them because they helped me realize my dream of having my house. Thank you, the Toledo family.

GEM mortgage was such a joy to work with. Colleen and her entire staff are such professionals. They made the entire mortgage acquisition painless. It was a pleasure working with them. I would recommend them for your mortgage needs in a heartbeat GREAT job Colleen!

Esmeralda was recommended to me by someone else when I was frustrated with another company. She is very knowledgeable and helpful. Can be hard to get in contact with and I was given some misleading information but overall satisfied.

Esmeralda was awesome! She made the whole refi process smooth. I would definitely recommend her for your next home purchase or refinance.

Colleen Stewart is an amazing loan officer! She is very knowledgeable, helpful, patient, and kind. She made navigating our home buying process feel very comfortable and smooth. She made sure she answered all questions, and kept us in the know every step of the way. I felt very comfortable working with Colleen and will be recommending her to friends and family. Thank you again Colleen!

Working with Esmeralda was the right decision for us since she came highly recommended from a friend, her knowledge, confidence and understanding, helped us get through the process of not just another loan, but to get our home, if you’re buying, she definitely will be the person to go to.

Colleen made everything easy for us, this is our third time going through Colleen for our housing needs and every time she's gone above and beyond. Thanks again for making this process stress free and easy.

The best place I’ve ever been she makes sure she finds different options and I’ve always choo the one she suggested because I teme it was the best I love how she digs in the computer until things look great not good great and she takes the time to explain it all other places I’ve been before knowing about her give me noi options it one one way without all the explanation she gives me two of my dons and a friend have bought with her I always refer people to her and they love her and the young lady doing the public notery they’re a great team

Colleen is awesome! If you are looking to get a loan for your new purchase, I would definitely go with Colleen @ GEM Mortgage. Fast, accurate, honest with no suprises, it was an awesome experience. Thank you again Colleen!

Pfeifer Family

Very pleasant experience signing loan papers. Would use GEM again and will refer to anyone looking for a mortgage company.

If you need the best Mortgage company this is it. Colleen was a blessing for us. She made this stressful time so much easier. Amazing open communication with her. She made sure we understood everything during this process. I will definitely send family and friends to her. A+