Light Mortgage, Dublin CA

Hal could not have been more professional, diligent and helpful. A pleasure working with him - his guidance and creativity helped with a complex set of circumstances. Highly recommended.

There is no better than Hal and his team! We've partnered with Hal on first home refinance and just recently our dream home. A few of the things that make Hal the best is his patience to explain everything to you, his kindness, his willingness to go above and beyond and his commitment to getting you into your dream home. It's a stressful time buying a home and you want to know you have a friend in your corner. I've recommended Hal to all our friends and family looking to buy or refinance and I will continue to partner with him in the future!

Hal was such a great help during our first time home buying process. He was flexible and prompt and was very patient answering all of our questions, and gave his recommendations based on current market trends. He was also extremely thorough, with detailed videos explaining each step of the loan and financing process. I cannot recommend him enough for going above and beyond for us. Thank you so much to Hal and his team!

Hal and his team have been extremely helpful with the purchase of my family's first home. At the beginning of the home buying process, Hal met with us and guided us on how to start. As we made progress, any time my wife and I felt worried in our decisions, Hal was able to give us options and advice on ways to move forward that would be beneficial to my family. It always seemed like if we needed to chat, Hal was available immediately to extinguish any doubt my wife and I had. Hal provided guidance and counsel through emails, text messages, phone calls, and even videos customized to our situation. With Hal and his team's help, we were able to purchase our house with less stress than we had originally anticipated. We highly recommend working with Light Mortgage. Outstanding service!

Hal is amazing at what he does. He provided us with all the knowledge we needed in helping us purchase our first home. His communication is outstanding and I love the video he creates to help us better understand the breakdown of our mortgage. Appreciate all your help Hal!

My husband and I are so thankful for Hal and his team. His knowledge and responsiveness were big factors for us being able to get into our first home against other offers - even ones for more than what we offered. Hal was very patient to always answer our questions and encourage us thru the process. It was a pleasure to work with him in stressful situations.

Professional and Prompt.
Hal was able to save me thousands of dollars and even closed my loan in less than a few weeks! Extremely happy with the results. Highly Recommended. I will be working with him again in the near future.

Hal and his team provide very personalized care and made sure my needs were met at every step. He didn't try to sell me on any listings and let me share everything I was thinking. Anytime I felt lost, he was available by text and email and walked me through the complex issues. Would highly recommend to anyone at any stage of purchasing a house because Light Mortgage is built around making everything simple and smooth for their clients.

My husband and I are so thankful for Hal! As first time home buyers, we greatly appreciated how Hal made himself readily available to us every step of the way. He answered all of our questions clearly and thoroughly, and even made super helpful videos during the loan process that broke down what the documents entailed. We were able to close very fast thanks to the efforts of Hal and his team! Thank you, Hal, for a seamless experience! We will definitely recommend Light Mortgage to anyone we know who is looking for a mortgage broker!

Hal was fabulous in assisting me, leading me through a reverse mortgage process. He provided counsel, guidance, even fabulous videos through the process. He is extremely helpful, and an excellent mortgage broker. His guidance and counsel were outstanding. He made a very difficult task easy for I to understand. He was present all the way through the process.

I would use him for any other mortgage, real estate purchase or sale. He is absolutely outstanding!

Virginia Hayes

Hal was amazing through our mortgage process and provided super insightful information. He was always reachable whenever we had questions or needed him. It was an absolute pleasure working with him. I will definitely stay in touch for future loans.