Matt the Mortgage Guy, Sacramento CA

My Refi went from "Hey, do you think you could save me a few hundred a month? " to "Closed" before I even knew I was in the process. Matt was professional but personable, and super honest about what could be accomplished with our Refi. His staff were lightning fast at replies and kept us up to date with each step. Having everything available to review online instead of dragging 3 kids to a boring office was a huge plus. My only regret is that I didn't reach out sooner!

The MTMG team is exceptional. They are highly knowledgeable and extremely responsive. My entire home purchase process was incredibly smooth thanks to them, and I would definitely use them again in the future. I cannot laud them enough for their professionalism, accessibility, thoroughness, and overall positive nature. All the members I interacted with communicated well with me and with each other, and it feels like you are working with family. Look no further if you are trying to find a dependable mortgage broker who will find you the best rates and help you be a competitive buyer.

Matt, you are great, however you need to get a good microphone when you talk to Mike. It is below stand-by a good amount. Please they are not that much money, do so please Matt!

Yes better with microphone Matt, Thank you!

Our realtor recommended Matt to us for our home purchase and we're more than impressed with Matt, Laura, and the rest of his team. We were buying a house in a very competitive market and together with our realtor and Matt's team, they allowed us stand out amongst other buyers. His team put in all the legwork even before we found a house and made an offer, which made for a smooth and fast loan process. We made an offer on a Tuesday evening and were in underwriting by Friday morning. They were professional, responsive, detailed, and very on top of things. They also kept us informed throughout the process. We felt like they truly cared and made it personal versus a transactional process. I highly recommend Matt and his team!

Matt knows his stuff, through and through. I've referred multiple friends, co-workers, and family to him. He couldn't make the process easier.

Matt Gouge at Matt The Mortgage Guy runs an extremely competent organization. As we were out-of-towners, Matt personally handled documents and paperwork for us outside of normal business hours! Tina de Vere White was very cordial and welcoming in introducing us to their property purchase process. Laura Bocharov was superb at taking care of all aspects of our loan approval; she was incredibly responsive to our questions and very patient with our responses to the many documents generated by the various parties involved. All-in-all, we could not be more pleased with the entire MTMG team and, we highly recommend MTMG for a fair, efficient, trouble-free mortgage experience.
Jim and Mary Jane

I read that Matt describes his group as "High tech and High touch, " and that could not be more true. His team was responsive, friendly, and provided easy tools to complete our re-financing. We were so positively surprised at how quick the process was and cannot reccommend Matt and his team enough. Thank you to Matt, Laura, Michelle and Tina!

We found MTMG on YouTube and never looked back. Matt and his team were awesome to work with. Everyone was very responsive to the many questions we had. They helped us coordinate communication, paperwork, and signatures the lender requested. Not only did they handle the mortgage aspect but had great contacts we used for other Real Estate related services. We will be using Matt and his team again in the future when the need arises.

This is now my third time using MTMG services. I can’t say enough how seamless, easy & effortless the refinance process was. The MTMG Team were super communicative & professional.

They were extremely transparent and honest. With a lot of confusion and garbage information out there on the internet.my experience was anything but that!

Love these guys and highly suggest using them!

The best in the business. Honesty, integrity, patience. Matt has it all. He makes the home purchasing process much easier by providing custom video walk-thrus for each client. I would highly recommend Matt to anyone considering purchasing or refinancing a home!

We had absolutely amazing experience with Matt when refinanced our mortgage. The quote was very competitive to what we were offered by a big bank and service was by far superior to what we experienced with the big bank. Matt and his team were professional and very responsive throughout the whole process. We were able move very fast and close very quickly. Highly recommend Matt and his team for mortgage needs.

The best way I can describe my experience with MATT THE MORTGAGE GUY was.they got us to the FINISH LINE with a refinance on our home. From start to finish, the process was seamless. Matt and his team worked directly with me to make sure everything was in place to secure a successful loan. They provided me with checklists and status updates along the way. When everything was finalized, I just remember my wife and I saying, "that was pretty easy and stress-free. " Important to note that at the start of the process, Matt and his team were very clear and up front about what could be and couldn't be done. Once we had a clear path, everything went very well! Thank you!

As a Realtor, I love knowing that my lending partners are going to not only answer client questions, but mine too! That's what you get with Matt the Mortgage Guy - a high premium on making sure everyone is in the loop and equipped with the information they need to act. From start to finish, Matt & his team excel at clear, straight-forward, and organized communication. I am pleased with the pace at which they work, solve problems, and take feedback.

Matt and his team are exemplary. From the first correspondence to post-close they were quick to answer my questions, which as a first time buyer I’m sure were basic, but they took the time to make sure I was comfortable none the less. I couldn’t ask for a better experience and wouldn’t think twice about utilizing them again.

Matt and his team did a great job for us on our home refinance. They provided quick and personalized responses that were much appreciated. I felt that the experience was tailored to our specific needs and desires and that we were given great value with their product and service. The process was smooth, efficient, and the signing of the documents was very easy. Thanks again, Matt!

As the buyers Realtor, I was very impressed with the communication and performance of Matt's team. From the very beginning he was updating me on a regular basis and was very efficient with getting us to the next steps. He gave us the reassurance we needed to get our offer accepted in this very competitive market. The initial escrow period was tight yet we were still able to close early on a Jumbo loan. Great job from start to finish! I highly recommend working with Matt the Mortgage Guy for all your home lending needs.

Matt and his Team are amazing! They were very thorough, responsive, and the loan process was well structured from beginning to end. The home buying process in this market is very fast and stressful. So I knew everyone on my team needed to be on point at all times. Matt's Team was immediately available for questions. This is KEY to winning bids because you as a buyer don't know what the Sellers will throw your way- i.e. Appraisal contingencies, loan contingencies, counter offer prices etc. Sometimes you only have a short period of time to make a decision or you will lose the deal. I am definitely using them in my future purchases as well as recommending their team to friends and family.

I highly recommend working with Matt. I closed on a southern California home in April 2021. Matt and his team were incredibly responsive throughout the entire home buying process. As a first time home buyer in a very hot market, I had lots of questions and he gave me the confidence to move forward. Once we identified a house to buy, he was in immediate communication with buying and selling agents. He reassured the seller's agent that we would be able to close and close quickly. I believe he played a huge role in getting our offer accepted. He and his team impressed everyone by helping us close even sooner than he projected. 22 day escrow with a jumbo loan! Big thanks to Matt, Michelle, and Jen.

Matt the Mortgage guy was the best choice for our mortgage. The video he sends are very helpful. Would recommend him to anyone. Thanks Matt!

Matt and his team are fantastic. I was very pleased with the transparency, responsive communication and walking my wife and I through every step. They made a refi, which is usually painful (let's be honest), almost enjoyable! Great job, and we will definitely come to Matt for all our mortgage needs in the future.