OneMain Financial, Escondido CA

This isn't necessarily for the branch in Escondido but for the loan company in general. A complete rip off and joke. All they want is your $$$$ and they charge high interest rate. DO NOT COME HERE FOR LOANS. I wish I never did.

They service is b.s. All peoples on this Escondido they said they will return call and they never do valen madre

Onemain Fiancial gives loans to people who cannot afford them. I’m serious, it’s not an insult and there’s no shame in it: if you are looking for a loan.and this is the ONLY place that will give you the cash.you cannot afford whatever it is you are trying to buy. I had one of these before I became educated on interest and accounting (I was a young broke college kid). But, after understanding the DAILY interest rates and review of the financial statements; my $260 a month payment only applied $40 on principle! This loan would never pay itself off. I wasted THOUSANDS! It took a lot of effort to pay it off throwing everything I had at this loan. I wish I was smarter when I was younger and it’s sad watching people get into these. Please, understand these loans will destroy you financially and they are sooo expensive as time goes on. Just avoid them, pick up a side huddle, drive for UBER, mow lawns, do ANYTHING other than get a loan from Onemain.

Friendly staff and great manager! They made the whole process less stressful and were so professional.

I was impressed at how well we were taken care of! Morgan was really kind and friendly. She explained and answered our question thoroughly.

Thank you Morgan!

Terrible loan company. The rates are outrageous. The service is beyond rude. One day late on a payment and you get several phone calls a day. Mafia style loan company. DO NOT USE!

They get 4 stars for helping us get cash to move but when it came time to get our title back they lost it sent it to DMV for processing didn't update our mailing address after telling them 3 different times over the phone. Moved out of state sand they told us that we would have to come into the office to fix the situation. I'm sorry I am not driving 3500 miles round trip to fix their screw up

This place just helped my boyfriend and I who were DROWNING in bills catch up and get back on our feet. We were able to refinance our truck and get a cash loan for only 1% more APR than we were already paying. My boyfriends credit isn't good and they were able to get him a loan and even get me off of it when originally I had to cosign. We are so happy and the optional insurance packages to add are super convenient. Thank you SO much Damari you're amazing and your attitude is so uplifting! 10000x THANK YOU for getting him approved, I know it was a long shot.

In short, if you're in a tight spot and need a loan and have some sort of collateral (and have intention of actually paying your lien holder back), OneMain is totally worth a try!

If I could give NO STARS I would. Their phones never work, they never answer emails that they received them, you have to chase them down cause they never call anyone back and the list goes on! Everyone in that branch is rude and acts like it is an inconvenient to speak with you. This company should get rid of everyone in that branch and start over. Too many excuses!

The interest rates are decent but the customer service is atrocious. If you want to get anything done, you basically have to go directly into the branch. I literally waited for a call back all day yesterday from the branch manager, Anthony Romero, to refinance my loan after I made a huge payment off of it last week. He said he promised he'd call, but here I am. Awful place. Don't waste your time.