Vault Mortgage Group, Los Angeles CA

I wasn't near ready to buy a home but Vault Mortgage Group had faith in me anyway. Never made me feel that I was different or unprepaired they just did they best with the facts that I gave them and now i own a home. I think this is a no brainer for some, if you truly listened to my story. Just have faith, Vault Mortgage did, and for those who do have faith, I guess I will see you on your review. God bless.

From start to finish, in just 30 days, I went from being a leasee to home owner thanks to Richmond Kodua & team at Vault Mortgage. Richmond empowered me with the necessary information, making me a more informed buyer. I was able to review the loan terms, ensuring that my decision would not negatively impact my short and long term financial goals. Some say that buying a home is a stressful process; yet, with Vault Mortgage, I felt supported and reassured throughout the process, which removed the potential for stress. Richmond kept me informed throughout each stage of the loan process. I appreciated the convenience and access to next steps through the mobile app. Richmond truly is the #1 mortgage banker so don’t settle for an atypical buying experience, get the real experience with the #1 mortgage broker!

Richmond and his team were awesome. They were patient, they always explained every step of the process, They called bi-weekly to check if things were going well. The process of my refinance was no more than 2 months. But most importantly, they got me the best rate. I highly recommend them. They were recommended to me and I an so glad

Patient, Kind. Knowledgeable, hard working, goes the extra mile, and seals the deal are some of the few words i can describe Josh Willis and Richmond Kodua from Vault Mortgage. I am grateful to have worked with them through this tedious, long process. Glad that is over but i highly recommend working with them. The absolute best.

David Garcia is the absolute best! He was patient, understanding and most importantly funny! He made this journey manageable for me especially during times when it was stressful. Very grateful to have had the opportunity to work with him…thank you David from the top, middle and bottom of my heart for helping me get my new home!

As a first-time homebuyer, it was important for my husband and I to work with a lender who was patient, knowledgeable, and creative. Victor was all of these things. He was always available to answer any question we had, no matter how major or minor.
Transactions are rarely completed without any hiccups so we were mentally prepared to encounter at least one curveball. Even so, Victor made it easier for us to process the unexpected as he maintained a balance between keeping us informed throughout the process, while not stressing us out when those speed bumps came up during the transaction. He was also one of the main forces behind making our transaction as short as possible - we closed within less than 35 days! It is clear that Victor is an expert in his field. I would definitely recommend him.

Lawrence was a pleasure to work with on purchasing our first home. He explained EVERYTHING thoroughly, and even when things didn’t go as planned he came thru and reassured us that all would be fine. He was very professional and would answer our questions anytime we had any. Would HIGHLY recommend him and the folks at Vault in the future.

Victor is a true superhero. His patience and determination got us into our new home. He is willing to hold your hand through the entire process, talk you off the ledge if needed, and most importantly be the cheerleader you need to get into your new home.

I highly recommend Victor and his team to anyone that asks.

Victor at Vault Mortgage Group gets the job done. He’s thorough, and if you listen to his instructions- which I didn’t always do the first time - your home buying process will be seamless.

David and his team are true professionals and so knowledgeable. They helped us purchase our first home with the best possible rate. So communicative with not only myself, but also my realtors every step of the way. Highly recommend!

Victor was an awesome help he was always there to answer questions. We had a really positive experience and we would definitely recommend them to anyone looking to buy a home.

Victor was amazing to work with! He was very organized and went above and beyond. He answered all of my questions and was extremely knowledgeable throughout the process. Thank you so much!

Victor was an amazing partner in our homeownership journey. His dedication, experience, knowledge, and support were invaluable in helping make us feel comfortable and knowledgable about everything we were getting into. I would absolutely recommend him to my friends and family!

I experienced amazing assistance throughout the loan process, I will certainly recommend Victor Deans service to anyone I know who needs a mortgage. Mr Dean made everything so easy, I will always come and see him for my mortgage needs. It was an absolute pleasure working with Mr Dean, his perspective on life and family made me want to live more thoughtfully. I admired his determination. Great people great company and that’s what life is all about.

Thank you to David Garcia and the entire Vault Team for making the lending experience both seamless and comfortable! I sincerely appreciated the professionalism and the personal attention to detail that was evident from application to close.

I will forever be a fan of David and the V-Team!

Vincent Yzaguirre

David Garcia is truly knowledgeable when it came to home loans, and how the market was reacting that day. Every time I had a question or concern David was always able to explain the situation to me and put my mind at ease. He even helped me realize the type of condos I should be looking for to ensure the loan would work. Overall, if you are in the market for a new home. Make sure you speak with David Garcia first, so you'll know what your real options are when it comes to buying a home!