Nicolette Hubbard - Licensed Mortgage Loan Officer, Hilo HI

Niki has made the process of buying our first home as smooth and timely as possible. We've overcome the obstacles, and Niki went above and beyond to make things happen. I appreciate her easygoing personality, as she made everything as comfortable as any first-time home buyer can ask for. It was an overall wonderful experience, and I'd definitely consider using her services and expertise for future lending. Highly recommend.

Niki at VIP Mortgage was fantastic to work with! She was there for us every step of the process as first time homebuyers and we couldn’t recommend her more highly.

Nicolette is very efficient and prompt. She knows her business and is a pleasure to work with.
Jerry H.

Nicolette was very helpful with our process on buying the house, gave us many pointers and was always there to answer questions for us.
Thank you

Niki was very helpful throughout this whole experience. I would highly recommend her to anyone about to embark on the home buying journey. Mahalo Niki!

Nicolette Hubbard is a wizard in her field and an absolute legend of a person. She has helped me to have a stress free first time home owner home buying experience and I can’t express how grateful and thankful I am to have come into contact with her. If you are looking for a loan officer look no further Nicolette is the the girl you want. Her communications are extraordinarily clear, precise and timely. I highly recommend her to anyone looking to get a mortgage.

Niki is AMAZING. She is deeply knowledgeable, experienced, transparent, and extremely communicative throughout the entire process. This process can be daunting, but Niki truly made this experience really seamless. She answered all of my questions thoroughly and timely, even the ones that might have been silly to ask. There was never any judgement, only support. I appreciate Niki so much and couldn’t ask for a better person to work with!