Coltrain Funding Group LLC, Hauppauge NY

My wife and I had the pleasure of working with Steve for our mortgage, and we couldn't be more grateful. As first-time homebuyers, navigating the mortgage process seemed daunting, but Steve's expertise and guidance made it a breeze. He went above and beyond, offering creative solutions that truly showcased his commitment to helping us secure the best mortgage possible. Steve's patience, knowledge, and genuine care for his clients make him an outstanding mortgage planner. We highly recommend him to anyone in need of a reliable and supportive professional. Thank you, Steve, for making our home-buying journey a smooth and enjoyable experience!

I worked with Steve Gerstein to obtain my mortgage in an extremely competitive market in SC with record high rates. Steve made the entire process hassle-free from quickly providing my pre-approval letters, locating a lender that waived appraisal requirement (which was necessary when competing with investment cash buyers in a beach community), educating me on the benefits of 2: 1 buydown loan which significantly reduced my monthly payment and thoroughly explaining all closing costs. I plan to work with Steve to refinance my mortgage when rates lower in the future and highly recommend him and Coltrain Funding Group for your lending needs!

I can’t say enough great things about them. Derek Abeles was amazing! He is super knowledgeable and very well versed with everything, making the entire process as smooth as possible. He was available whenever I needed him, responded within minutes and always had an answer to all of my questions. I would definitely recommend Derek for all of your questions and needs.

I had an amazing experience working with Robert and the Coltrain Funding Group. He was very patient with me and guided me along the way. The process was as painless as can be. I would absolutely recommend Robert. I was referred by a friend and have already referred Robert to a few others.

As a first time home buyer I work with Frank Russo.he was taking care everything and very easy to work with him. I highly recommend him. Thank you so much Frank you handle it on time.

Just Closed on our home! I want to say thank you to Coltrain Funding Group and a big special thanks to Steve Gerstein. For all the help, care, and guidance he has given. For walking us through this process from beginning to end as easily and simply as possible.we can’t thank you enough as we are beyond grateful for giving us the new 2 to 1 buy down mortgage program option, helping us have a lowered mortgage payment as my family and I transition into our new home.

My aunt recommended Steve Gerstein to help me purchase my first home. He made everything extremely easy and got me the best rate possible (especially nowadays) on my mortgage with UWM.

UWMs bank attorney is located in Long Island/southern NY and my home is in wayyyy upstate NY so when it came to closing the bank attorney has to travel pretty far to attend the closing in person. Important to note this for planning ahead and avoiding any delays!

Overall Coltrain made the process easy and highly recommend Steve especially if you’re buying your first home.

Steve and his team always deliver! I have used him twice already for mortgage assistance and the experience and results are always perfect!

My husband and I were considering a reverse mortgage but we knew next to nothing about it. We were introduced to Randolph Belonzi at Coltrain Funding Group LLC. Randy explained every step of the process, answered all our questions- of which there were many- and allayed our apprehension. It was a pleasure working with him and knowing that we could call him anytime with questions or concerns was a great relief. For anyone considering a reverse mortgage Randy is the person to call!

My wife and I had a pleasure of working with Steve Gerstein and his team with purchasing our first home. We took advantage of the 2 to1 temporary buy-down program which gave us a fantastic interest rate resulting in an affordable mortgage payment. Steve was always there for our questions and concerns, making the process stress Free. We highly recommended Steve for anyone purchasing a home, we couldn’t be more grateful for his hard work in getting us what we want.

Nick and Stephanie Rao

Steve Gerstein and the entire Coltrain Group are hands down the best in the business
As a first time home buyer in my twenties the whole process can definitely be overwhelming but with Steve a phone call or a email away the process became much easier and swift from saving on interest utilizing a 2 to 1 buy down program to save me money and fully explaining the process with complete transparency
The whole process was a lot to overcome but with Steve taking care of the mortgage that part of the process was the least of my worries because everything was taken care of right the first time no back and forth no up and down he stuck by his terms from the first phone call to the final closing
I can’t recommend Steve Gerstein enough if you need a mortgage guy definitely give him a call and see for yourself

I was always skeptical about a reverse mortgage, no one ever explained the whole thing to me, then I met Randolph Belonzi. Randy went through every step of the way, from the beginning of the process to the day of closing. He was very professional and made the whole thing a pleasure. I would recommend him and Coltrain to anytime looking for any kind of a mortgage. Thanks Randy

As a full time realtor, I have worked with numerous lenders but none like Coltrain. Ever since I had the opportunity to work with Derek, I have never looked back! Derek always goes above and beyond for each one of his clients. He also assisted me on my personal home mortgage and I couldn’t be happier. I am extremely thankful for Coltrain because they truly care about their clients.

Using Coltrain as our mortagage lending company when purchasing our home was definitely the best decision we made. Tom Russo is very professional, personable, knowledgeable and has his clients best interest at hand. When he said that he would be there every step of the way and you can contact him at any time he meant every word. He kept us informed throughout the entire process and not only made sure that we completely understood what was going on but that we were ok with every and anything that took place. Tom and his team made this process a very seamless one and I can't thank them enough. If you are looking for a mortagage lending company that has your best interest at hand, look no further.

Tom Russo was a delight to work with. He was very patient and answered all our questions promptly. He always kept us in the loop and explained the whole process very thoroughly, which made it a lot easier on our end. He was very personable and friendly and was with us throughout the whole process, even on closing day. We were ver pleased with his service. Highly recommend.

Caltrain Funding Group was a pleasure to work with through our mortgage process. Specifically, Matt Bardram. He is knowledgeable, kept us well informed in this crazy market, and answered our ending list of questions. We are so appreciative to have found Matt through a great reference and would recommend him to any of friends or family going through the process.

Cannot recommend them enough! They have handled our mortgage and later on our refinance and made both processes so easy for us. Steve Gerstein is amazing! You can tell how much he genuinely cares about his clients and looks out for our best interests. He kept us informed every step of the way, and took care of every detail for us. Such a pleasure to do business with him. Every team member he used for the entire process was as friendly and knowledgeable. A+!

I cannot begin to express how happy I am for my decision to use Coltrain with the purchase of our new home. Tom and his team provided first class service from the first day until weeks after our closing. They went above and beyond making sure I not only received the best rate, but making sure all my needs were met. Tom and his team made all my financial needs easy and stress free. I will continue using and recommending Coltrain to all my family and friends.

If you are looking for a mortgage broker who is very knowledgeable, focused on the customer and extremely responsive, you just found him! Frank Russo made obtaining our mortgage a seamless process, from beginning to end. He carefully outlined what we needed to provide and the overall timeline. Frank updated us every step of the way and went above and beyond in keeping all parties informed on the status of the mortgage application and approval. Look no further for a mortgage broker, you won’t be disappointed!

If you need a mortgage lending company, you have found the best! Coltrain Funding Group is fantastic!
Tom Russo is wonderful and is there for you every step of the way. He honestly cares about his clients and will guide you through every step of the process. Can’t thank them enough!
The staff is amazing too