Embrace Home Loans-New York - Hauppauge

I am a real estate attorney and have worked with a plethora of mortgage lenders over the years. I can say without hesitation or reservation that Joshua Grafer is head and shoulders above them all. He is knowledgable, responsive, and worked on my file from start to finish. Joshua and his team are well-oiled machine and I would recommend Joshua and his team to anyone looking to purchase or refinance their home.

Working with Andrew was flawless. His response time is impeccable, and he is extremely organized. He was always on top of each step and followed up with any other party involved when it was necessary. He gave me the confidence that we were in very good hands throughout the entire process. Highly recommend.

After enduring eight months of frustration and confusion with other mortgage providers who left me feeling lost in the labyrinth of home buying, I stumbled upon Jeff, my ultimate saving grace! From the get-go, Jeff transformed the daunting process of securing a mortgage into an enlightening and empowering experience.

His dedication and expertise shone brightly as he effortlessly guided me through the complexities of the mortgage world. Jeff didn’t just secure me a mortgage; he became my beacon of knowledge, patiently explaining every step, unraveling the intricacies, and making me feel like an active participant in this pivotal moment of my life.

What others failed to do in eight months, Jeff accomplished in a fraction of the time. Not only did he get me approved for a mortgage, but he also helped me understand the nuances of the process, ensuring that I wasn’t just a signature on a paper but an informed homeowner.

Now, thanks to Jeff’s unwavering commitment and the teamwork of everyone involved, I am the proud owner of a home that perfectly fits my family’s needs and, most importantly, stays within our budget. The relief and joy of finally achieving this milestone are immeasurable, and I owe it all to Jeff and the incredible team behind him.

To anyone navigating the tumultuous waters of mortgage hunting, look no further than Jeff! His dedication, knowledge, and ability to turn confusion into clarity are unmatched. Thank you, Jeff, for not only helping me secure a mortgage but for empowering me with the knowledge I needed to make this dream a reality.

Frank and his team are amazing! The communication and professionalism is exceptional from start to finish. They work quickly to meet tight deadlines and provide a smooth experience overall. Would definitely recommend to family & friends and will absolutely work with them again in the future!

Great team! Very responsive and knowledgeable. They definitely gave us a leg up on other home buyers in order to secure our home.

This is my first time applying for home loans. Soni from embrace home loans along with Nitin made the process very smooth. She was very helpful answering all of my queries. She explained me each terms clearly when required. All the steps of the application process went fine. I highly recommend embrace home loans for anyone looking for home loans.

Soni is an awesome loan officer. Love her excellent communication and experience. She is very helpful in all respects, she made my dream come true.

Highly recommend Andrew Virga to anyone looking for a home loan. He made the process simple, communicated clearly and was extremely helpful throughout

Edward Rojas was great tool in my refinancing my loan.he explained everything throughly and i was very satisfied with his work.highly recommend Embrace Home Loans and Edward Rojas

This was our first time purchasing a home, and Bryan Smith went above and beyond for us! He was patient with explaining everything, and broke each step of the process down so that we could understand it better. He was always available to answer our questions and happy to help us! We highly recommend Bryan Smith if anyone is applying for a mortgage with Embrace!

Andrew's level of knowledge is unmatched! He was always extremely professional yet friendly and a wonderful person to speak to. His estimates were practically exact to what the final numbers came out to be which is beyond comforting to first time homebuyers, on a budget. He also gave us priceless tips and advice the whole time which made the entire process a wonderful experience. He understood us as clients and was very real to what we wanted and how the market was turning, which we are very grateful for. I can not recommend Andrew enough for all he did to help my fiancé and I buy our forever home!

Embrace Home Loans team and specially Soni Seth was a true lifesaver during my house purchase. They made the mortgage process seamless, explaining everything clearly and finding me the best deal. Their professionalism and dedication were exceptional, and I highly recommend their services to anyone looking to buy a home.

Patrick at Embrace was very knowledgable, and very patient with my questions being I was a first time homebuyer. Patrick broke down seemingly complex concepts into simple explanations I could understand. Not to mention, he was always available for a call or to get me documents quickly. His supporting staff was also very easy to work with and great at communicating. In the end, Embrace's appraisal insurance/guarantee came up huge for us and not sure how well we would have fared without it.

Jeff Scollo and his team assisted my husband and I with the purchase of our first home. We were new to the entire process of obtaining a mortgage but Jeff Scollo and his team made it sure to help us understand every step of the process. The team was very efficient and continuously communicated with us. They made the entire process go smoothly for us. We highly recommend Jeff Scollo and his team!

Extremely knowledgeable and professional. The whole experience was smooth and the rates were very competitive

James McQuade was a pleasure to work with all the way through the transaction. I highly recommend him and his company.