loanDepot, Waco TX

Just dont, forget what their rate might be and choose a different lender. I recently refied with this joke of a lender. Horrible experience, broken promises, poor communication from start to finish. Pay attention to the small details if you use this place, failed to provide lender credits as promised, said I could shop for title company but sent my loan to their own title company after I had already informed them of who I would use, told them I would self fund escrow but financed my escrow instead. Now that I am in servicing I attempted to make a principle only payment but they instead applied my funds to 2 months worth of mortgage payments and their customer service has outright lied. I should report them to the state.

I’m working with an office out of California. Very nice associate, but they made me pay $500, then declined my loan. They claimed that a significant part of my income could not me verified in spite of the fact that it appears on my tax documents and I provided the 1099. I mean, I worked hard for that money, then paid TAXES on it and you still think it’s not legit. Seriously, who pays taxes on money they really didn’t make. It’s obviously a scam. They took my $500 “inspection fee” then declined the loan before calling an inspector. I should have known better than to talk to strangers. Please don’t waste your money playing games with them.