OneMain Financial, Grand Prairie TX

I received a letter that said PRE-APPROVED up to 10,000. Well, stupidly, I apply. I say stupid because years ago I applied with them and for a loan of 2,000 they wanted my car as a guarantee hahahaha obviously I refused. It looks more like a pawn shop than a bank. She calls me on the phone and the lady tells me that they don't send pre-approvals and I already know the other story. My credit score is over 700 and I also have loans with other banks that give you money quickly and they only need to verify documents, they deposit you and that's it. Never list your vehicles, there are many easier and faster options on the internet, you don't need to list your car, I have 4 different ones that I use and when I finish paying, I go in and apply again, but with these people I will never apply.

I received a letter that said PRE-APPROVED up to 10,000. Well, stupidly, I apply. I say stupid because years ago I applied with them and for a loan of 2,000 they wanted my car as a guarantee hahahaha obviously I refused. It looks more like a pawn shop than a bank. She calls me on the phone and the lady tells me that they don't send pre-approvals and I already know the other story. My credit score is over 700 and I also have loans with other banks that give you money quickly and they only need to verify documents, they deposit you and that's it. Never list your vehicles, there are many easier and faster options on the internet, you don't need to list your car, I have 4 different ones that I use and when I have pay off, I apply again, but with these people I will never apply in my life. Now I need to see them in my Inquires for 2 years.

The ladies at my branch are always very helpful and friendly. Thank you for making a difficult situation a little better!

**** SCAM ALERT *** This place is a scam! I went in for a 14% loan and they knew from calls we had and paperwork they kept asking me for, but didn't tell me that they could only do a 28% loan until they had me inside ready to sign. They thought I would just take it since I needed it, but I had better choices so I took my business elsewhere. Loans way cheaper in other places so don't fall for their tricks!

Applied for a loan online of $2000 for an emergency dental issue for my daughter. Entered all information and receive notice that I was approved and they just needed to verify documentation. Sent all requested information. They then had me create an account and get a dashboard and finally someone called me to go back over everything only to deny me. Why say I was apptoved? It is not worth the hassle. Go anywhere else. Upstart gave me a loan of greater amount and lest interest and guess what? The same information I gave one main. I wish I could give this a negative rating. I worked hard to get my credit up only for this nonsense and to take a hit on my credit report. ​

Mac was a very good informative person and took time to answer questions and explain things.